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Welcome to The Hudson Report Hudson report written and edited by Juanita Wrenn and Katie Gilmour
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Fun Fact for this month: Our Senior Adviser Michal Park is an artist in her own right. Click here to see a piece of her amazing art!
August is my Birthday month and I often get quite reflective around my Birthday, thinking back on the year, what I was doing this time last year and everything in between.
As I touched on in July’s report (click here to see the past Hudson Reports), we have now entered a new era in the industry and it got me thinking back to when I started at Hudson in 2000. I started looking through old seminar workshop notes and I found the whole
investment series from 2002; Your Investing Lifetime with the Applebys. Like an old movie, I hope to digitally reprint these seminar notes on our website because it really was interesting to see what we were discussing 20 years ago. I will let everyone know when old material is live on our website again. Our business has had to evolve over the last few years in line with changing regulations and legislation. It is a very different industry to where we started 30 years ago but we are proud that Hudson as our clients know us has not changed much at all. The biggest change that our clients will notice is extra compliance paperwork for you to sign when you are receiving your
advice from us. One way in which we are trying to make this easier for you is to send this paperwork via Docusign.
I will probably keep talking Docusign for the next few months as it really is one of my favourite things that we have introduced to Hudson this year. It takes away the necessity to print and sign documents and then having to scan them back. If you have any questions when attempting Docusign you can call Mel or Katie any time and they can work through it with you. Post is always an option so if you still prefer to receive your documents in the mail just let us know and it can be arranged.
After reading Kris’ article last month on Industry Funds, I thought I would also reflect and express my own thoughts on Industry Funds. Being self-licensed we have the ability to put industry funds on our approved product list. This approved product list is discussed by the advisers each month in our investment committee meetings. We have actively discussed certain industry funds as an option in these meetings, but so
far we have always come away voting that retail funds such as Colonial suit our client base better than industry funds namely because of the quality and quantity of their options across all sectors.
In my terms, industry funds are a little like fast food; no one really hates them, no one really loves them and the funds are generally multi-asset classed (a bit like a happy meal), so across shares property etc, they are generally “okay”. Using an adviser does mean that you pay a fee for that service, but it also brings so many benefits … a catered portfolio for you (not the general masses), the ability to invest in specialist sectors and an adviser that
is staying ahead of changing legislation and strategies. Investing with an adviser is like dining at a full-service restaurant, with lots of individual options and better service! McDonald's advertise on television, a restaurant with three Michelin stars doesn’t have to. Click on Kris’ article from last month here.
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This month, we’d like to introduce you to Ty Ma. Ty is the Manging Director of Urban Properties and has a long history dealing with Commercial Property.
Ty moved into the offices next door to us here at Hudson 6 months ago and we thought some of our clients may find a chat with Ty about Commercial Property in Brisbane very useful.
Click here to learn more about Ty and Urban Properties.
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Brisbane land opportunities. We currently have 3 land opportunities available through our property partners. We have outlined Newport and Deception Bay in previous emails. This month we also have access to land in Pelican Waters on the Sunshine Coast.
With these land releases if you are interested at all its important to register your interest. You are not committed at this point. This registration only means that you will get notified 1 week before land release happens and at this time a price list and lot size will be sent to you and if you are still interested you and James (Roonsleigh) can work out which lot is best for design and budget. Even at this stage you then have to choose 3 preferences and submit before you are committed to anything. So please contact James to register your interest if you are interested at all. Leave your contact details here and James will be in touch.
If you would like to access our latest property report, click here. If you would like to subscribe and be part of our Hudson Property Report, please do so here.
Have a good September everyone, spring is just around the corner and it will be Christmas before we know it.
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Estate Planning: 4 Things You MUST Consider
This article is written by Kris Wrenn – Senior Adviser
I’ve often said to my clients that Insurance is a very unique product, in that you pay good money for it, but hope you will never use it! Estate planning expenses, i.e. paying for a Will, is a similar premise, in that you yourself will never directly benefit from it.
Click the link below to read more.
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Contribution Rules – What Has Changed For 2021/22?
This is an article written by Ivan Fletcher – Senior Adviser
Another new financial year has commenced and with it come a few minor adjustments to the contribution rules. Some changes are obvious and some are more subtle.
Click the link below to read the full article.
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How We Give!
This article is written by Michal Park – Senior Adviser
Oh, what a wonderful response to my call out for Hudson clients tell me how they give back to the community! You have all inspired me!
Here are a few of the responses I received. I am humbled and proud.
Click the link below to read the full article.
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How Does Covid Affect Your Insurance Policies
This is an article by Aaron Alston – Financial Adviser
This was a question I was recently asked by a Hudson member and is a hot topic of discussion with misinformation being circulated around social media that, "Life insurers won’t cover existing policies if you either suffer, die or receive a Covid vaccination."
Click the link below to read the full article.
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Pitching In Without Falling Out
This is an article by Matthew Kerr – Mortgage Broker
Despite a patchy customer service history, the Bank of Mum and Dad is soaring to new heights as the property market booms.
And no wonder – conditions are perfect to drive inter-generational lending.
Click the link below to read the full article.
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Monthly Wrap Up – July 2021
This is written by George Lin/Senior Investment Manager CFS
In July, markets focused on the latest Coronavirus variant, economic data, and the volatility that Chinese government intervention caused share markets. Last month, the delta variant of Coronavirus caused an increase in new cases in a number of countries, especially those with low vaccination rates.
Click the link below to read the full article.
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Click on this video for an update on Hudson’s Rainforest Rescue Impact
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Good News Story – Jennifer Cameron
Jennifer Cameron has been a member of Hudson for over 25 years and is a much loved client of Kris Wrenn.
Jennifer has now completed a non-fiction book 'Ancient Ways for Current Days' which will soon be released. We are excited to be able to showcase this to our clients
Click the link below to learn more about Jennifer and to order a pre-release copy of her new book.
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Ken’s Final Musings…
Here is the final chapter from 'Wisdom From A Widower'
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If you wish to speak to an Adviser at Hudson Financial Planning, please call direct on 1800 804 296.
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General Advice Warning: Information contained herein is general financial product advice and does not take in to account individual situations, needs or goals. It should not be relied upon and persons should satisfy themselves through independent means that any decisions based on this material are appropriate. We recommend that you consult with your qualified and licensed Hudson Adviser who will be able to make a recommendation based on your specific circumstances.
Disclosure: Hudson Financial Planning is not a stock broker. The research for our stock recommendations is collected from various sources: Intelligent Investor, Morning Star, Ord Minnett, ABN Amro Morgans and Citigroup. Employees of Mainview Securities Pty Ltd currently hold shares in the following ASX
Codes: ASX Codes: CAJ, EWC, HSN, NAB, QBE, TLS, VRT, GXL, FLT, PDL, AD8, VHT, MVP, ALQ - Managed Funds APIR Codes:- FSF0041AU, FSF0035AU, FSF0264AU, FSF0877AU, FSF0876AU, FSF0877AU, FSF0090AU, FSF0873AU, FSF0924AU, FSF0244AU, FSF0228AU, FSF0873AU, FSF0795AU, FSF0043AU, FSF0505AU, FSF0220AU, FSF0233AU, FSF0409AU, FSF0484AU, FSF0468AU, FSF0469AU, FSF0891AU, FSF0892AU, FSF1085AU, FSF0969AU. This is not a recommendation.
Copyright & Disclaimer: The content in the Hudson Report is written by a Hudson Adviser and edited and created by The Hudson Editor. The views expressed in any article are those of individual advisers and do not necessarily reflect the views of Hudson Financial Planning. The material provided in the Hudson Report
and on Hudson Financial Planning website by Mainview Securities Pty Ltd, is copyright protected. As this information is copyright protected, it is not for redistribution. Any requests to use the information provided for commercial use may be directed to - The Hudson Report Editor. The Hudson Report Online is published by Hudson Financial Planning, trading under Mainview Securities Pty Ltd, Australian Financial Services Licence No. 241177.
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